Terms of Service
These Terms of Service ("Terms") govern access to and use of the Kesthoard Finance platform, website, and related services (collectively, the "Service"). This is a general draft template provided for informational purposes and should be reviewed and adapted by qualified legal counsel before publication.
Draft notice: This document is a general-purpose template and does not constitute legal advice. It has not been reviewed for compliance with any specific jurisdiction, industry regulation, or data protection regime. Replace placeholder sections with information accurate to your organisation before use.
1. Acceptance of Terms
By creating an account, accessing, or using the Kesthoard Finance Service, you agree to be bound by these Terms and by our Privacy Policy. If you are using the Service on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms, in which case "you" refers to that organisation.
2. Description of Service
Kesthoard Finance provides a software platform intended to consolidate and analyse investment and portfolio data for informational purposes. The Service does not constitute financial, investment, tax, or legal advice, and no output generated by the platform should be relied upon as the sole basis for any investment decision. Users remain responsible for independently verifying data accuracy and for all decisions made using the Service.
3. Eligibility and Accounts
You must be at least 18 years old and capable of entering into a binding agreement to use the Service. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Kesthoard Finance promptly of any unauthorised use of your account or any other breach of security.
4. Subscriptions, Fees, and Billing
Certain features of the Service may require a paid subscription. Fees, billing cycles, and applicable taxes will be presented at the time of purchase. Unless otherwise stated, subscriptions renew automatically at the end of each billing period until cancelled. Kesthoard Finance reserves the right to change pricing with reasonable advance notice; continued use of the Service after a price change takes effect constitutes acceptance of the new pricing.
5. Acceptable Use
You agree not to: (a) reverse engineer, decompile, or attempt to extract the source code of the Service; (b) use the Service to transmit unlawful, infringing, or harmful content; (c) attempt to gain unauthorised access to any part of the Service or its related systems; (d) resell, sublicense, or redistribute the Service without prior written consent; or (e) use the Service in any manner that could disable, overburden, or impair its proper functioning.
6. User Data and Content
You retain ownership of any data, documents, or information you upload or connect to the Service ("User Content"). You grant Kesthoard Finance a limited, non-exclusive licence to process, store, and display User Content solely for the purpose of operating and improving the Service. You are solely responsible for ensuring you have the necessary rights and permissions to upload any User Content, including any third-party financial data.
7. Intellectual Property
The Service, including its software, design, text, graphics, and underlying technology, is owned by Kesthoard Finance or its licensors and is protected by applicable intellectual property laws. These Terms do not grant you any ownership rights in the Service; they grant only a limited, revocable, non-transferable licence to use the Service in accordance with these Terms.
8. Third-Party Services and Data Sources
The Service may integrate with or display information from third-party data providers, custodians, or financial institutions. Kesthoard Finance does not control and is not responsible for the accuracy, completeness, or availability of third-party data. Any issues arising from third-party integrations should be directed to the relevant provider in addition to Kesthoard Finance support.
9. Disclaimers
The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Kesthoard Finance does not warrant that the Service will be uninterrupted, error-free, or that analytical outputs will be accurate, complete, or suitable for any specific investment purpose.
10. Limitation of Liability
To the maximum extent permitted by applicable law, Kesthoard Finance and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or investment value, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages. Nothing in these Terms is intended to limit liability that cannot be excluded under applicable law.
11. Indemnification
You agree to indemnify and hold Kesthoard Finance harmless from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.
12. Suspension and Termination
Kesthoard Finance may suspend or terminate your access to the Service, with or without notice, if you breach these Terms, if required by law, or if continued provision of the Service becomes impractical. You may cancel your subscription and discontinue use of the Service at any time in accordance with the cancellation process described in your account settings or communicated by Kesthoard Finance.
13. Changes to the Service and Terms
Kesthoard Finance may modify, suspend, or discontinue any part of the Service at its discretion. Kesthoard Finance may also update these Terms from time to time; material changes will be communicated through the Service or by other reasonable means. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Kesthoard Finance operates, without regard to conflict of law principles. This section is a placeholder and should be completed with a specific governing law and venue appropriate to your organisation.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
16. Contact
Questions regarding these Terms may be directed through the contact details provided on our Contact page.